Nik Mad, N. S., M. Md Yunus, and M. S. Abdul Aziz. “KESEJAHTERAAN SUBJEKTIF: HALANGAN DAN CABARAN PESERTA PROGRAM MIKRO KREDIT AMANAH IKHTIAR MALAYSIA DI CAWANGAN KEPONG, WILAYAH SELANGOR DAN KUALA LUMPUR TENGAH: SUBJECTIVE WELL-BEING: OBSTACLES AND CHALLENGES OFAMANAH IKHTIAR MALAYSIA MICRO CREDIT PROGRAMME PARTICIPANTS FROM THE KEPONG, REGION OF SELANGORAND CENTRAL KUALA LUMPUR BRANCHES”. Jurnal Pengajian Melayu (JOMAS), vol. 31, no. 1, Dec. 2020, pp. 20-35, https://sare.um.edu.my/index.php/JPM/article/view/27542.