M. U. Zakaria and A. M. Ab Ghani, “PEMBIAYAAN KENDERAAN BERKONSEPKAN AL-IJARAH THUMMA AL-BAY’ (AITAB) DI BANK MUAMALAT MALAYSIA BERHAD DAN ISU-ISU BERKAITAN: Vehicle Financing Based on the al-Ijarah Thumma al- Bay’ (AITAB) Concept at Bank Muamalat Malaysia Berhad and Related Issues”, JS, vol. 23, no. 3, pp. 435–476, Jun. 2017.